This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it.
If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up. Rcbc savings bank personal loan lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.
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This will let you know how large of a loan you can expect to get. You can use this information to narrow your home search to properties that are priced to fall within the limits of your loan amount. Choose a mortgage type. Your choices include a fixed-rate mortgage and an adjustable-rate mortgage, and you can choose a mortgage insured by the government or one that is not.
Find a home. Once you've found a property you'd like to purchase, the lender will have the property appraised to make sure its value is commensurate with the amount of your mortgage loan. Once the mortgage has been approved, you'll need to do things like order a title search and purchase homeowner's insurance.
If you have a government-backed loan, there might be rcbc savings bank personal loan types of insurance you need to purchase.