Property Types and Loan Purpose. Eligibility and Requirements. Fees and ChargesPenalties. What are the eligibility requirements to apply for a housing loan. To apply for a Metrobank Housing Loan, applicants must meet the following criteria: At least 21 years old and should not be older than 65 years old Filipino citizen, with fixed income or self-employed If foreigner, must have a permanent resident visa in the Philippines Employed applicants must have at least two (2) years of tenure with current employer Self-employed applicants must be earning at least P30,000 or have the same Gross Monthly Family Income (GMFI) for fixed income earners.
For Hard money loan same as cash Filipino Workers (OFWs): Has active employment, or renewedsigned a contract upon payroll cash advance loans application Must be earning at least 1,000 (or P30,000) for self-employed individuals, or have the same Gross Monthly Family Income (GMFI) as fixed income earners.
Land-based must be a technical or administrative staffofficer If employed for less than 2 years: Must have employment record locally in the last 5 years prior to becoming an OFW, or Employed as an OFW with different employers, or Has a combination of local and overseas employment.
Sea-based must be in an officer rank Has a combined contract duration of 24 months with current agency, or 48 months total work experience inclusive of previous agencies. What are the documentary requirements required.
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