Even after the balance is paid down, your credit report will show the highest balance reported, and other potential lenders will see that you were over the limit at one point, which could hurt your ability to get new credit.
Cash Advance Pros and Cons. A credit card cash advance could be a reasonable option for someone who has an emergency need for money and limited resources for getting it especially when that person has a clear and reasonable plan for paying back the money in a short amount of time. It is, for example, a better option than a payday loan or a car title loan, due to the exorbitant triple-digit interest rates those loans typically carry and the greater payoff flexibility that cebuana lhuillier cash loan with credit card debt.
But cash advances would be a bad idea under these conditions: 1. You're about to file for bankruptcy. New credit card debt does not magically disappear in a bankruptcy.
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